Becoming Your Own Banker Client Workbook

Sold Out - Second Edition is Under Production

The Becoming Your Own Banker Client Workbook is not intended to replace Becoming Your Own Banker - The Infinite Banking Concept. Instead, it is meant to be actively used as a supplement to the book. The workbook is optimized for use for a financial planner / insurance agent with their client. But can be used by a consumer individually. The workbook is also a great training tool for a novice IBC insurance agent, to help isolate important aspects of IBC. As a matter of fact, the Client Workbook should cause you and your client to read BYOB several times to really understand its principles.

The spiral bound, 32-page workbook will help isolate critical lessons of The Infinite Banking Concept as you develop a concise plan of action that will help you Become Your Own Banker. However, you must have a burning desire to change your financial course. Do you really want to improve your financial situation? If you do, you will need to make a strong commitment to change your financial habits and to accept Nelson’s major financial paradigm shift.

The author, Joseph J. Quijano started his financial services career in 1974. In 1990 he received his Certified Financial Planner CFP® designation, and later attained the designation of Certified Divorce Financial Analyst CDFA®. Throughout all of Joe’s formal financial training, he was taught that the consumer’s need for life insurance was greater than their need for financing; therefore, he promoted the highest death benefit for the least amount of premium.

Joe was also taught that qualified plans such as a 401K, IRA, etc. were an ideal place to save money for retirement without any regard to the ravishing effects of taxation. It wasn’t until he read and studied Becoming Your Own Banker that he became convinced that one’s need for financing is greater than the need for protection and that becoming financially successful was not a matter of investment yields as much as it was the power of controlling the flow of money, by recapturing loan principle and loan interest payments while eliminating the destructive effects of taxation.

Joe owns an insurance and financial services school, Larry Larsen’s Eagle Education Systems, LLC which is approved by the Divisions of Insurance and the CFP Board to teach continuing education and pre-licensing courses to the financial services industry, with the mission to help educate the financial services professionals in the core principles of Becoming Your Own Banker so that ultimately the consumer will benefit.