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The Liquidity of the Life Insurance Industry

by L. Carlos Lara Highly profitable companies can run into financial trouble if they don’t have the liquidity to react to unforeseen events. Even companies with a stockpile of assets on their balance sheets will struggle with cash flow issues […]

How Teaching Interferes with Learning

In a survey we conducted a few years ago, Gina Riley and I asked unschooling families to name the writers whose works had influenced them most in their decision to take that route. John Holt was by far the most […]

Insider Trading Laws: Ruining Lives and Markets

By Douglas French Men who have occupied the seat of United States Attorney for the Southern District of New York have portrayed themselves in recent years as protectors of the investing public. Through the use of insider trading laws, which only […]

Should We Really Be Encouraging the Master’s Degree for All?

There has been mounting evidence that the financial payoff from the traditional bachelor’s degree is declining, particularly for men. For example, the Census Bureau data suggest that from 2005 to 2016, the average earnings differential for male workers holding bachelor’s […]

To Change the World, Change Yourself

by Tony Fahkry “Everyone thinks of changing the world, but no one thinks of changing himself.” — Leo Tolstoy It was the American author and speaker John C. Maxwell who wrote: “Most people want to change the world to improve their lives, […]

Liberty vs. the Constitution: The Early Struggle

01/11/2018 Albert Jay Nock [Excerpted from chapter 5 of Albert Jay Nock’s Jefferson] The Constitution looked fairly good on paper, but it was not a popular document; people were suspicious of it, and suspicious of the enabling legislation that was […]

Why the NNI?

Carlos Lara and Robert P. Murphy At the February 2013 IBC Think Tank, the Infinite Banking Institute was launched. It was not a brand new entity, but instead it marked a more formalized structure through which Nelson Nash’s Infinite Banking […]