BankNotes

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Article

IBC Is Not A Gimmick

By L. Carlos Lara In April of 1987, a newspaper ad ran in the Wall Street Journal with the following…

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Article

Building the 10%: IBC and Austrian Economics 

By L. Carlos Lara C.S. Lewis is perhaps one of the world’s most recognized British authors. He is also known…

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Article

There Is An Answer

By L. Carlos Lara Sometimes we become so overwhelmed that we lose our perspective. That often quoted remark, “We can’t…

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Article

Financial Planning and The IBC Practitioner 

By L. Carlos Lara Dr. Solomon Stephen Huebner was a distinguished professor of insurance at the Wharton School, University of…

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Article

The Rise and Fall of a Citizen Part II: The Fall

By L. Carlos Lara “In a country such as ours, with near 300 million inhabitants, it is important to realize…

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Article

Think Tank 2026

This year’s Think Tank centered on a simple but powerful principle: Think Long Range. Over three days in Birmingham, we…

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Article

The Rise and Fall of a Citizen: Part I

By L. Carlos Lara Fortunate is the young person who has been taught basic money fundamentals by good parents and…

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Article

Opportunity Cost

By L. Carlos Lara In his book, “Becoming Your Own Banker,” author R. Nelson Nash walks the reader methodically through…

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Article

Who Runs the World? Part III

Who Runs the World? Part III By L. Carlos Lara In this article, we conclude our investigative reporting of Carol…

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Article

IBC & Charitable Giving

IBC & Charitable Giving By Ryan Griggs A Thanksgiving exploration of how to give the gift of capital creation. Background…

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Article

Who Runs the World? Part II

Who Runs the World? Part II By L. Carlos Lara This article, the second in a series, is exploring an…

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Article

Who Runs the World? Part I

By L. Carlos Lara Who owns and runs the world? If you have ever thought deeply on this question, or…

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Article

Insurance Companies & Bonds

By L. Carlos LaraThis LMR article was written in May 2013 and describes several relevant topics such as the Stock…

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Article

Liberal, Libertarian, and the Business Cycle

By L. Carlos Lara What’s in a word? Actually, a great deal.  When it comes to the word “Liberal” or…

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Article

Government

Government By L. Carlos Lara  “According to the system of natural liberty, the sovereign has only three duties to attend…

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Article

Deposit Banking

By: L. Carlos Lara  Yes, it is true that I do gain a lot of insight into the mechanics of…

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Article

Conventional “Retirement Planning” is Code for Gambling

The core of ordinary financial planning is rotten and no one wants to talk about it. Occasionally, clients of other…

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Article

Flight from Reality

By L. Carlos Lara We are in a serious financial crisis. And, it is not only Americans who have been…

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