Craig Yenni

The numbers have a story to tell. Sometimes it's not the one you expected.

Craig Yenni has spent much of his life figuring out how things work, questioning assumptions, and finding practical solutions to complicated problems.

For 31 years, he did that in technology. His career included developing software for missile defense systems, managing network operations for a 24/7 broadcast facility, and designing networks that connect people and technology.

Today, he applies that same thinking to money.

Craig is an Authorized Infinite Banking Concept (IBC) Practitioner through the Nelson Nash Institute in Castle Rock, Colorado. He's personally practiced Infinite Banking since 2009, is the author of The debtBlaster Trifecta, and serves as Director of Advanced Services for Be Your Own Banker.

Beyond the Concept

Craig's interest in Infinite Banking has never been limited to understanding how participating whole life insurance works.

He wants to know what happens when you put the numbers to work.

What does financing really cost? How do different debt repayment approaches compare? What happens when you change a policy loan repayment schedule? And how does a decision today affect your cash flow down the road?

Those questions led him to write The debtBlaster Trifecta, a book exploring debt reduction and cash flow management.

They also brought him back to his technology roots.

Craig is a co-founder of BYOB Innovations and developed much of the mathematical modeling behind The Vault, financial education software used to evaluate debt repayment strategies, financing options, cash flow, and whole life insurance policy loan scenarios.

For Craig, there's a big difference between being told something works and understanding why it works.

Making the Complicated Understandable

People often come to Craig with pieces of a financial puzzle spread across debts, accounts, insurance policies, and different strategies they've heard about.

His approach is to help put those pieces together.

Sometimes that means exploring how Infinite Banking might fit into their financial picture. Sometimes it means looking at debt repayment, financing alternatives, or how they're using available cash flow.

And sometimes the most useful discovery is that a strategy someone thought they needed isn't actually the right fit.

Craig doesn't believe every financial problem has the same answer. He starts by understanding the situation, working through the numbers, and helping people recognize the options and trade-offs.

The goal isn't to make financial decisions more complicated. It's to make them understandable.

More Than Money

Craig calls this chapter of his life his refinement phase.

After decades of solving technical problems, his focus has shifted toward serving, sharing, and teaching. That includes passing along lessons from successes, setbacks, and the experience that comes with both.

A longtime Colorado resident, Craig enjoys road cycling, mountain biking, hiking, snowshoeing, and spending time outdoors.

He believes wealth involves more than money in an account. Faith, relationships, health, meaningful work, and finances all deserve attention. Having financial resources matters, but so does having the time and freedom to enjoy life.

Let's Have a Conversation

Maybe you've been studying Infinite Banking and want to understand how it would actually work in your situation.

Maybe you're carrying debt that's putting pressure on your monthly cash flow. You're planning a major purchase, considering how to use an existing whole life policy, or wondering whether there's a better way to manage the money you already have.

Those are conversations Craig enjoys.

He'll want to understand where you are, what you're trying to accomplish, and what's getting in the way.

He'll ask questions. He'll welcome yours. And he'll help you look beyond the initial illustration or strategy to understand the numbers, costs, and trade-offs.

You don't need to have all the answers before scheduling a call.

Bring your questions. Bring your numbers. Let's figure out what makes sense.