IBC Banker’s Creed

1. Think long range!
2. Don’t be afraid to capitalize!
3. Don’t steal the peas!
4. Think in terms of multiple policies, or in a system of policies.
5. Avoid doing anything that diminishes the growth of a policy.
6. Don’t take a policy loan just because you can.
7. Don’t do business with banks!

Notes:

1. The policy owner’s behavior is more critical than the behavior of the insurance company.
2. If you can’t afford to pay back a conventional loan, then you probably can’t afford to take a policy loan.
3. It’s not about interest rates, or rates of return!
4. It’s about controlling the banking function.

Infinite Banking Concepts® 2012