Ernie Brown

Congratulations to you for getting to this point. Knowing about this concept, getting to this site, and deciding if we should partner to practice the Infinite Banking Concept.

Who I am:

From Lake Allatoona in Georgia- go dawgs!
Live in Birmingham, AL
Shared many cups of coffee and conversations with Nelson Nash
Disciple, Husband, Father, Coach, Friend, Business Owner, Banker, Investor

Since 2016, Coach my clients with the experience, team, resources, community, masterminds with and within Wealth Without Wall Street.

What I believe:

-We are stewards of all the good things we have been given
-Stewards should be found faithful
-Faithfulness with finances begins with what you think and believe about money. What you think impacts what you do with it, which impacts how you behave with money
-Unfortunately, I believe there’s a majority of our population who thinks money is evil or scary
-Therefore, they don’t think much about it
-What they do then with it is typically to give it to someone else to manage for them, or to do the equivalent of gamble with it in the stock market
-There’s a $3.5T financial services industry which is overwhelmingly positioned to perpetuate this condition
-However, there are individuals, communities, examples, resources, opportunities, and established paths to take back control this arena and grow in your stewardship
-I’m here to help you see what’s possible and take steps to create a bigger future
-I believe controlling the banking function in your life is your greatest financial opportunity to protecting, preserving, and promoting your family’s financial success.
-I believe financial freedom occurs when your monthly passive income exceeds your monthly expenses
-We should think/act/behave towards this money goal
-When you accomplish this goal you are free to invest your time in the things that create the most value in your family, community, world

What its like to work with me:

Garrett, VA
Working with Ernie has been a true blessing in my life. As a business owner I’ve spent my whole working life focused on creating active income. Ernie opened my eyes to a better way to live and a better retirement plan than simply running my business until I couldn’t anymore. He introduced me to infinite banking and creating true passive income. Not only has it changed my life, but it has changed the lives of my kids and generations to come.

Rick, TX
I had the great opportunity to be paired with Ernie when I signed up for WWWS, and to say he has made a significant impact on my financial journey is putting it lightly. If I’m being honest, at first, I didn’t think Ernie was the right fit for my personality, but I soon realized that any initial reservations weren’t about Ernie but were, in fact, reflections of my own insecurities. Turns out I didn’t know nearly as much as I thought about personal finance, investing, and how money actually works. But Ernie is highly gifted in this area; his incredible patience, ability to read and see right into you on those Zoom calls, and his kind and thoughtful approach help change my way of thinking.

Ernie’s superpower is being a great listener. I always had a long list of questions for him, and what was incredible was how Ernie would reframe my own questions back to me. He would constructively challenge my thought or reasoning behind my question, helping me greatly to understand that I needed to think about money and investing in a different way and that I needed to embrace a new mindset. I am a visual learner, and Ernie was great at putting pictures, graphs, examples together so that I could connect dots in my brain. They call him the Professor for a reason.

With the confidence I’ve gained in the past 12 months, I went from having very little confidence around money to a no-limits and abundance mindset. Money and the knowledge around it are now one of my favorite topics. With my newfound confidence, I am now putting million-dollar investments together for my business and other investors, and I’m just getting started.

Ernie is a dear friend to me now, and that is the biggest blessing of all. I’m so thankful when we get to see each other several times a year at the Live Events or at the Mastermind meet-ups. It’s been a remarkable journey so far, and I wouldn’t be here without my coach and good friend Ernie Brown.

There’s no greater investment you can make than in yourself, and being a part of the Wealth Without Wall Street family was the best decision I could have made. My family’s lives have been forever changed, and I’m building the legacy I always dreamed about.
Ernie has been a great help and mentor along my journey within the world of IBC. The Wealth Without Wall Street team, along with the community, has enabled me to further my growth and education. Not only with IBC, but making me a better investor overall. I look forward to continuing and growing this relationship in the future.

Mike, VA
Ernie is one of those rare individuals that has mastered guiding without directing. During our times together he has presented the Wealth Without Wall Street philosophy of money and investing in a way that has helped me mature my financial thinking. One of the reasons he could do this was because he took the time to really get to know me – who I am and where I want to go. Every time we speak I know he genuinely cares for me and my family, and he is graciously sharing his knowledge and wisdom to help educate me so I can focus on what is most important and make sound financial decisions for me and my family. Because of our time together I have moved from being debt free focused to being cash flow focused. I have learned the value of infinite banking and have begun that process. I greatly look forward to our every meeting because it is another opportunity to move another step closer to financial freedom.

Adam, AZ
After some time researching and learning about IBC, I needed to take the next step and set up my own policies. While I didn’t have all answers, I knew my understanding would only increase by taking action. Ernie was my sherpa, and really helped me take the initial steps in this journey. We’ve worked together since 2020 and I appreciate the wisdom he has shown in guiding me through decisions. He doesn’t simply give answers; he teaches by asking questions back, helping me think critically to understand the process. That is a master move. Together I have created several policies and have established the beginning of a family wealth legacy. It’s reassuring to know Ernie is always available as a guide and sounding board as I use my policies and achieve my goals.

Brandon, CA
From my first call with Ernie, the thing that stood out most was a very tangible level of caring, like I was talking to a trusted friend though we had just met.
I appreciate the time Ernie took to understand my situation and, while working towards my stated goals, he offered things for consideration that ultimately led me to take a more long term view. My family took huge action in the past six months starting 2 new policies, 2 new businesses, and aligning our goals. We now have a clear line of sight to financial freedom which I could not even functionally define 1 year ago.
I feel an enormous weight lifted just starting down this path and seeing what is possible, and I look forward to Ernie’s continued insight in that process.

How to work together:

-Visit our website, listen to three of our most recent podcasts, join our community. Determine if we view the world the same way and want the same things.
-Contact me. Right below. We’ll set a phone call. 15 minutes on the phone will enable me to hear what you are working towards, if I should help you get there, and give you straightest line to get there.