Ryan Griggs

Ryan is the founder of Griggs Capital Strategies, a non-traditional, individual financial advisory practice specializing exclusively in the Infinite Banking Concept (IBC). He is the author of How to Buy Whole Life: A Framework for Becoming Your Own Banker. Ryan has recorded over 100 episodes as co-host of the Banking with Life podcast with James Neathery. He's presented at the annual NNI IBC Think Tank four times in 2019, 2020, 2023, and 2025. 

Ryan’s approach is distinctly educational and economic. The original goal was to become a professor of economics. To that end, Ryan obtained a BA and MA in economics and is currently enrolled in a PhD program in Austrian Economics through the University Francisco Marroquin under the direction of Dr. Robert Murphy.

As clients report on social media sites like Reddit, our approach may feel unusual. We have a heavy educational focus. Nelson liked to say, "if you know what's going on, you'll know what to do." Griggs Capital Strategies will be a great fit for the individual who wants to understand how these policies work and how (and why) IBC will integrate into their own circumstances.  

To that end, please find some recommended resources below to deepen and sharpen your understanding of IBC and whole life insurance:

• How to Buy Whole Life: A Framework for Becoming Your Own Banker
  • Here are links for: the main book page with additional information and paperback and hardcover purchasing options; plus, for the Amazon Kindle and Audible audiobook versions.
• The Whole Life Insurance Mechanics Lecture Series
  • This is a 7 part, 8 hour lecture series that covers Policy Infrastructure, Modified Endowment Contracts, Nonforfeiture Options, Policy Loans, Direct and Non-Direct Recognition, and a culminating case study. 
  • Freely available on YouTube
• 100+ co-hosted episodes of the Banking with Life podcast
  • Banking with Life is the longest running online media program focused specifically on the IBC. 
  • Freely available on YouTube
• Ryan's Nelson Nash Institute IBC Think Tank lectures
  • Topics include: Why Nelson is An Heir to Menger (2019), mentorship (2020), and IBC-Style Policy Design and Use: An Economic Perspective
  • Freely available on YouTube
• Griggs Capital Strategies 101: Becoming a Client mini-course
  • A 3 part mini-series on Who We Are, What We Do, and How We Do It 
  • Accessible to those who create a free profile at griggscapitalstrategies.com. 

If you’re considering implementing the IBC with Ryan, please fill out the Get in Touch form at the Griggs Capital Strategies website to schedule a complimentary, introductory 20-minute phone call with Ryan. 

Don’t live in Texas? Good news! Griggs Capital Strategies operates on a virtual basis in order to serve clients across the country. Don’t see your state listed below? Our standard practice is to obtain licensure in those states where we have the opportunity to serve new clients. We look forward to adding your state to the list!

We hope you find this material helpful, insightful, and maybe even a bit entertaining. Thank you for your interest in Nelson Nash’s IBC and Griggs Capital Strategies and congratulations on taking your first steps towards Becoming Your Own Banker!