Mack Hales

Authorized Infinite Banking Practitioner

For more than 40 years, Mack Hales has dedicated his career to helping individuals, families, professionals, and business owners make better financial decisions, prepare for retirement, and protect the wealth they have worked so hard to build.

Throughout his career, Mack has seen the financial world change dramatically—but one principle has remained constant: building wealth is about more than simply earning a rate of return. It is also about maintaining control, creating liquidity, managing risk, minimizing unnecessary financial friction, and developing a financial strategy that can adapt as life changes.

That philosophy ultimately led Mack to the Infinite Banking Concept®.

Mack became an Authorized Infinite Banking Practitioner because he believes strongly in the process and is passionate about helping others rethink many of the conventional assumptions surrounding saving, borrowing, investing, and retirement planning.

Rather than viewing Infinite Banking as a replacement for traditional investments or retirement accounts, Mack helps clients understand how a properly designed financial system utilizing participating whole life insurance may complement investments, IRAs, 401(k)s, real estate, and other wealth-building strategies.

For certain individuals—particularly business owners, professionals, and families with strong cash flow—these strategies may also provide an opportunity to allocate additional dollars toward long-term financial goals beyond the contribution limits and restrictions associated with traditional qualified retirement plans.

Mack's approach begins with education rather than products. His objective is to help clients understand how money flows through their financial lives and explore strategies designed to provide greater control, liquidity, flexibility, tax efficiency, and long-term financial security.

After four decades in financial services, Mack's mission remains straightforward:

Help clients build a financial system designed not only to accumulate wealth—but to give them greater control over how they use, protect, access, and ultimately transfer that wealth.

For Mack, Infinite Banking isn't simply something he teaches.

It's a process he believes in, and is passionate about sharing with individuals and families who want to think differently about their financial future.

When he is not working Mack spends time with his wife Sherrie, and goes to track meets and dance recitals to watch their Grandchildren.