David Hammer

I am an Authorized Infinite Banking Practitioner, wealth strategist, and family office architect, working with families, entrepreneurs, and business owners who are intentional about preserving capital, maintaining family cohesion, and transferring wealth with clarity across generations.

My practice focuses on designing integrated family wealth systems that align liquidity, tax-mitigation strategies, risk management, enterprise planning, and family governance under a unified framework. Beyond financial structures, I work with families to establish Family Constitutions, governance charters, and decision-making frameworks that help ensure wealth strengthens alignment rather than becoming a source of fragmentation.

Infinite Banking, grounded in Nelson Nash’s principles, serves as a foundational capital and liquidity strategy within the family balance sheet. Properly structured, it becomes a private financing system that enhances control, supports business ventures, facilitates succession planning, and creates flexibility for tax-efficient wealth transfer. From this foundation, strategies are layered to support long-term capital stewardship and multigenerational continuity.

As an endurance athlete and Ironman competitor, I bring a long-horizon mindset to my work. Building a lasting family legacy—like preparing for an Ironman—requires discipline, patience, and intentional structure. The families I serve are focused not on short-term optimization, but on building systems, governance, and values designed to endure.