Dave Hill

Understanding Infinite Banking and Its Origins

The Infinite Banking Concept® (IBC) is a financial strategy that allows individuals to take control of their finances by using a specially designed whole life insurance policy as a personal banking system. Rather than relying on traditional banks for loans and financing, IBC helps you build a self-sustaining financial system where you borrow from yourself, repay yourself, and grow your wealth over time.

The phrase "Becoming Your Own Banker" comes from Nelson Nash's book,  which explains how to shift your mindset about money. Instead of relying on outside financial institutions, you create your own banking system using whole life insurance.

This strategy helps individuals:

Finance major expenses without losing money to banks. Recapture interest that would otherwise go to lenders. Grow wealth tax-efficiently and protect assets. Build generational wealth by passing down a secure financial system.

When properly implemented, IBC is not an investment—it’s a financial system that gives you full control over your money.

Is Infinite Banking Right for Me?

IBC is best for people who:

Want to take control of their financial future Prefer stability over market risk Have consistent cash flow to fund a whole life policy Are looking for a long-term wealth-building strategy

Infinite Banking is a process, not a quick fix. Those who use it correctly experience financial independence and freedom from traditional banks.

Key:  Work With An Experienced Authorized Practitioner

I have over 30+ years experience in helping families and small business owners with their Life Insurance planning.  It all starts with a short visit/call.  I make two promises to everyone I talk with.  First, I will not ask you to buy any life insurance when we talk and secondly, we won't talk again unless you request it.

If that sounds fair to you, call me, Dave Hill, 405-229-5269.

P.S.  Ask me about getting you a free copy of Mr. Nelson's book, Becoming Your Own Banker.