Mary Chow Ivanovic

Most business owners don’t worry about making the wrong decision. They worry about making a decision they can’t undo.

I'm proud to be the very first CPA in Canada authorized as an Infinite Banking Practitioner by the Nelson Nash Institute — a distinction that reflects not just a credential, but a commitment to understanding this strategy at its deepest level.

Before becoming a financial advisor, I spent years inside complex corporate structures as an accountant. What I saw again and again wasn’t bad advice, but fragmented advice. Tax, insurance, and planning decisions made separately that quietly restricted future options.

Today, I help business owners move trapped corporate capital intentionally by integrating tax, insurance, and personal planning before anything is implemented. My role is to help clients see the full picture, understand real tradeoffs, and move forward with confidence when the stakes are high and flexibility matters most.

I bring an uncommon combination of credentials to this work, including Chartered Professional Accountant (CPA, CGA), Certified Public Accountant in the State of Delaware (CPA, Del.), Chartered Global Management Accountant (CGMA), Chartered Life Underwriter (CLU), Certified Infinite Banking Practitioner (IBC Practitioner), Master of Financial Advisor - Philanthropy (MFA-P) and Trust and Estate Practitioner (TEP). More importantly, I apply them as a practicing advisor, not in isolation so decisions are coordinated, not optimized in silos.

Outside of work, I’m a lifelong learner and martial arts enthusiast. I’m a Sensei holding Sandan (3rd Degree Black Belt) in Karate, which reflects the same discipline and long-term thinking I bring to my advisory work.