Joseph DeFazio

Joseph, a seasoned professional, dedicated the better part of a decade honing his skills under the Northwestern Mutual umbrella. Equipped with a wealth of experience, credentials, and licenses, Joseph embarked on a new journey, founding 10th Street Capital®, a comprehensive financial consulting firm.

At 10th Street Capital®, we take a tax-sensitive approach to fee-based financial planning, portfolio management, and insurance planning.

We operate on a virtual basis, extending our services to clients across the United States of America. Our primary focus is to foster client relationships that revolve around the implementation of sound advice, ensuring that each client feels valued and understood. We collaborate with clients to develop flexible, deeply researched financial plans built around controlling existing cash flows, capital accumulation and utilization, and a solid understanding of the tax code.

Our clients generally desire to maximize their resources while maintaining complete control of their capital to ensure their financial certainty. They trust in their own abilities rather than delegating all their responsibility to others. They also understand that controlling the flow and location of their capital is the foundation of a solid long-term financial plan designed with flexibility in mind.

In our experience, this planning style naturally lends itself to those with variable cash flow, like small business owners, those who are forward-looking and gravitate toward planning for multigenerational wealth, accomplished individuals at the top of their field, commonly upper-management professionals with equity compensation packages, and motivated and disciplined people who consider themselves good savers.

Through our work, we’ve witnessed individuals with an open mind, seeking alternative options to traditional exchange-theory financial planning, experience a profound sense of peace and relief in their lives after discovering the Infinite Banking Concepts. Similarly, those concerned about relying solely on tax-advantaged retirement and education plans, or any account based on speculating in the stock market via mutual funds and ETFs, or any government-issued benefits like Social Security, have found renewed hope and optimism in their financial futures.

Thank you for your interest in the IBC and 10th Street Capital®, and congratulations on taking your first steps toward Becoming Your Own Banker. We’d be delighted to serve as your guide along the way!

Feel free to email us, schedule an introductory meeting, or use the form below to express your thoughts.

Please consider watching Nelson Nash’s seminar and reading the accompanying workbook, Becoming Your Own Banker, before reaching out so we can maximize our time together. For your convenience, the digital versions of both are linked below. If you prefer, browse the store for hardcopy versions!

Nelson’s Seminar (Online):

Nelson’s Book (PDF)