Satish Mehra

I start where most planning ends: with the end game. For the business owners I serve, that means legacy. The business, the cottage and the family home pass on with the least friction, and taxes at death are funded rather than feared.

From there, I rewind to retirement, and then to today.

That is the First Principles Wealth Framework. It puts life priorities first and the policy second:

1. Actuarial Compounding: participating whole life as the secure foundation, so the full capital planned shows up when it matters
2. Infinite Banking: as cash value builds, the family and the business become their own source of capital, recapturing interest that would have gone to a lender
3. Capital Wisdom: whether capital goes to growing the business or building passive income, every dollar first protects life priorities, then plays the role it is assigned
4. Revenue Protection: without revenue, every life priority is compromised

Infinite banking works best on the secure foundation of actuarial compounding, applied one life priority at a time.

I bring twenty years of institutional capital experience, from Merrill Lynch in London to family offices in the Gulf, and an MBA from London Business School.

I am the founder of First Principles Capital Strategies Inc. based in Calgary.