Tommy Lee Ruff

Tommy is a Certified Financial Coach with 41 years of experience in the Financial Services industry. He has achieved the Chartered Life Underwriter (CLU®) and Chartered Financial Consultant (ChFC®) designations from the American College, Bryn Mawr, PA. These designations represent the standard for the highest level of knowledge and trust in the industry. Less than 1% of the financial advisors in the Financial Services Industry in the United States or Canada have accomplished this standard of excellence. He also earned his Masters in Estate Planning from the Institute of Master Certified Estate Planners (MCEP®), He is a Registered Financial Consultant (RFC®) with the International Association of Registered Financial Consultants (IARFC®)  and is an Authorized IBC Practitioner. He is also an associate member of the John M. Maxwell Group for Coaches, Educators, and speakers.

Tommy completed a Bachelor of Science in Business Management and Marketing in 1970 from the University of Arkansas. He is married to Marcela  Ruff and they have an eleven-year-old son, Greyson.

He is a member of the Society of Financial Services Professionals and a member of the National Institute of Certified Estate Planners, and an associate member of the Wealth and Wisdom Institute . A member of the International Association of Retirement Financial Consultants. He is a proud member of the NRA and also a lifetime member of the Second Amendment Foundation. He 
specializes in Infinite Banking, Retirement Income Protection, and Estate Planning Consultant.

He, Marcela and Greyson attend the Woodland Hills Family Church in Branson, MO. Tommy has been a Christian for the past 67 years.  He is now approaching his 80th birthday and continues serving his clients five days a week.

He is licensed in the following States: AR Ins. Lic. #833538, MO Ins. Lic. #0168819, Texas Ins. Lic. 1587724, TN Ins. Lic #1026364, OK Ins. Lic. #74428, IA Ins. Lic. #833538, KS Lic. Ins. #833538, Ga Lic. Ins. #3755899, MS Lic. Ins. #103395 and LA Ins. Lic #204981.