Tommy Lee Ruff

Tommy is a Certified Financial Coach with 41 years in the Financial Services industry. He has achieved the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations from the American College, Bryn Mawr, PA. These designations represent the standard for the highest level of knowledge and trust in the industry. Less than 1% of the financial advisors in the Financial Services Industry have accomplished this standard of excellence. He also earned his Masters in Estate Planning from the Institute of Certified Estate Planners (MCEP®) and is an Authorized IBC Practitioner. He is an associate member of the John M. Maxwell Group for Coaches, Educators, and speakers.

Tommy completed a Bachelor of Science in Business Management and Marketing in 1970 from the University of Arkansas. He is married to Marcela Florez Ruff and they have a ten-year-old son.

He is a member of the Society of Financial Services Professionals and a member of the National Institute of Certified Estate Planners, and an associate member of the Wealth and Wisdom Institute .
He is a proud member of the NRA and also a lifetime member of the Second Amendment Foundation.
Tommy specializes in Infinite Banking, Retirement Income Protection, and Estate Planning..

Hosea 4:6 “My people are destroyed for lack of knowledge.”

AR Ins. Lic. #833538, MO Ins. Lic. #0168819, Texas Ins. Lic. 1587724, TN Ins. Lic #1026364 and LA Ins. Lic #204981.