Nicole Tate

I am a Hoosier native and have helped people with traditional financial planning and retirement planning since 2012.

In 2020, I got a phone call from someone looking for help with Infinite Banking.  I had heard about IBC but really didn't know anything about it and didn't know anyone in the industry who could actually explain it to me.  All my piers just blew it off, but something told me there was more to the story.   I bought "Becoming Your Own Banker" and started reading everything else on IBC that I could find.

When I finally understood what the Infinite Banking really is and how to actually implement it, I knew I had to share the knowledge with others.  I came to understand that "banking" is simply a process of facilitating monetary transactions and that we simply accept that banks play this role..... and get paid very handsomely for it.  The idea of helping people create their own, private "banking" system made so much sense to me that, like so many others out there, I couldn’t understand why I never learned about it.

In 2025, I officially partnered with Factum Financial so that I could share the education and help others learn how to properly implement and use IBC in their own lives.

If you have a little bit of a rebel mindset, if you are willing to question commonly held beliefs (maybe even your own!) and historical "norms", if you believe in limitless possibility and you value the freedom to master your own destiny, you are in the right place and it would be my honor to teach and share the Infinite Banking Concept with you.