Luke is the founder of Perfect Spiral Capital and the author of the Amazon bestselling book, Between the Lies: How to Reclaim Your Future from the Banks and Wall Street.

He discovered the Infinite Banking Concept in 2016, and started “doing IBC” for his own family after studying the subject for about 2 years. Seeing the power of this process, he entered the financial industry so he could help others set the terms of their financial lives. After seeing the “status quo” of the industry up close, he left to form his own firm.

Individuals, families, and business owners of all backgrounds can change their financial futures dramatically, but it all starts with rock-solid understanding. What sets Luke apart is his commitment to individual learning and his long-term partnership with every client. He has a passion for teaching, and his greatest reward is seeing the successes of those he works with. Many of his friends have become clients, and many of his clients have become close friends.

Luke, his wife Lauren, and his son Han are native Texans who relocated to the mountains of northern Arkansas in 2021. There they focus on their homestead, homeschooling, and developing relationships within their community. Luke is an active advocate of self-responsibility, and he believes IBC is a logical extension of that foundation.

Selections from the Perfect Spiral Capital YouTube channel:

• What is the Infinite Banking Concept?
• REACTION – Graham Stephan and Dave Ramsey on the Infinite Banking Concept
• Direct or Non-Direct Recognition? Which One is Better for IBC?

Selections from the Perfect Spiral Capital blog:

• On “Just Paying Cash” for Everything
• Seeking a “Privacy-by-Default” World: How We Got Here and Steps You Can Take Right Now
• Can’t I “Bank” with a Different Asset?

“Seek freedom and become captive of your desires. Seek discipline and find your liberty.”
– Frank Herbert