Confronting Investment-Thinking in Capitalization Strategy by Ryan Griggs Why the Question Comes Up Folks who have just heard about the Infinite Banking Concept (IBC) are quick to ask: “what’s the rate of return?” After all, aren’t we dealing with a financial asset? Surely, it must have some rate of return. … Read more

by Robert P. Murphy [Reprinted from the December 2018 edition of the Lara-Murphy-Report, LMR] One Of the most common questions we get from the public is whether IBC “works” or “makes sense” for someone who is older and/or in relatively poor health. People naturally worry whether the “pure cost of … Read more

Content: Page 12, Becoming Your Own Banker, Fifth Edition. Welcome back to lesson 2. It will probably be useful for you to understand just how this concept came into existence. We are all products of our prior understanding of things. First of all, my initial college degree is in the … Read more

All of this talk about free college and student loan forgiveness should lead us to wonder why college costs and debt are rising in the first place. by Kerry McDonald All of this talk about free college and student loan forgiveness should lead us to wonder why college costs and debt are … Read more

Hayek argued that we should embrace the idea of a society based on the liberty of its members to find fulfillment in their lives by themselves. by Kai Weiss One hundred and twenty years ago today, on May 8, 1899, Friedrich August von Hayek was born in Vienna. The 1974 Nobel Prize … Read more

by Gary Galles Every time the Social Security trustees issue their annual report, some people notice that the system’s huge unfunded liabilities (currently, a $42.1 trillion cumulative shortfall) are inherently unfair to future Americans. That threatens its status as the “third rail” of politics, which electrocutes anyone who tries to … Read more