Robert P. Murphy Get-out-of-debt guru Dave Ramsey recently released on YouTube an excerpt of his show where he called IBC a “scam.” Specifically, someone called in to tell Dave that his financial advisor had touted the benefits of a Whole Life policy with a mutual company, including the dividends. Ramsey … Read more

Content: Page 36, Becoming Your Own Banker Fifth Edition First of all, we need to consider where the idea of insurance began. From all that I can gather, it started in a coffee shop in London, England. It was named Lloyd’s. The business is now known as Lloyd’s of London. … Read more

Walter E. Williams, who many consider one of the greatest modern economists, has passed away at age 84. My connections with Walter go back to UCLA, where we both got our doctorates (though I was a bit later, and it was my misfortunate we did not overlap). Then I started … Read more