by L. Carlos Lara In approaching this subject I need to admit right now that I am biased. But in order to be equitable with my stance, it is best to evaluate the facts about these institutions against the context of a broader sphere that takes into account historical evidence … Read more

The “yield curve” refers to a graph showing the relationship between the maturity length of bonds—such as one month, three months, one year, five years, twenty years, etc.—plotted on the x axis, and the yield (or interest rate) plotted on the y axis.1 In the postwar era, a “normal” yield curve has been upward sloping, … Read more

Content: Page 41, Becoming Your Own Banker Fifth Edition About 20 years ago, during the formative years of the development of the Infinite Banking Concept, interest rates were rather high, and I had been involved in the real estate business for several years. Because of that background and the painful … Read more