By Robert P. Murphy [Reprinted from the March 2014 edition of the Lara-Murphy-Report, LMR] Back in the September 2012 issue of the Lara-Murphy Report, I tackled an older blog post by financial guru Dave Ramsey where he strongly attacked the idea of using permanent life insurance as a savings vehicle.1 … Read more

Amid all the talk of an imminent planetary catastrophe caused by emissions of carbon dioxide, another fact is often ignored: global greening is happening faster than climate change. The amount of vegetation growing on the earth has been increasing every year for at least 30 years. The evidence comes from … Read more

The annual cost of health care for the average American family hovers around $20,000. Premiums increase yearly, and this is a primary driver of why real wages for average Americans don’t seem to improve. Meanwhile, the CEO of non-profit Banner Health, based out of Arizona, raked in $21.6 million last … Read more

By Dan Sanchez Do you ever feel… lost? You’re stepping into adulthood. The “real world” is calling. You want to answer the call, but the real world is a real mess. College is absurdly expensive. And after you graduate, then what? You’d like to start “adulting.” But the cost of … Read more

by Daniel Lacalle There are many misconceptions about the collateral damages of financial repression. The first one is to believe that Central Banks monitor or react to financial risk accumulation. Policymakers tend to allow excessive risk-taking as a lesser evil side effect in their quest for inflation at any cost … Read more

Content: Page 14, BECOMING YOUR OWN BANKER – THE INFINITE BANKING CONCEPT IMAGINATION Albert Einstein said, “Imagination is more important than knowledge.”  Coming from such a knowledgeable mind as his, this observation should have a lot of meaning to us. The Infinite Banking Concept is an exercise in imagination, reason, … Read more